Has anyone else had this issue with the debit card? I was enjoying the perk of the cash-back you get with the Paypal business debit, but if the card can't be relied on to work 100%, what's the point? I called my bank to check that there wasn't some security issue on their end, but they don't even see that any transactions were attempted. So I tried logging into Paypal and making a payment with my bank account directly via Paypal (not my debit card), and that transaction was also declined! That transaction was also declined today. Since I no longer have a banking debit card, I now have no easy access to my own money! I keep having to pull out a credit card to use instead.Īdditionally, I have a monthly subscription payment that is billed through my Paypal debit card. The transfer went through today, but still my debit card doesn't work. So I called again tonight, and the rep told me that I need to "build up my banking history" for my Paypal account by making regular manual transactions from my banking account into my Paypal account. I called Paypal and the rep suggested that I send a manual transfer of funds from my bank account. I've had some payments made recently to my Paypal account (eBay and Etsy), and when there are funds in my Paypal account, my debit card works. I've used it for hundreds of transactions, but in past week, I just keep getting declined, declined, declined. I had lost my banking debit card, so have been using my Paypal debit card, with my bank checking account as the backup funding source. I've been using this card regularly with no issues for at least 3 months. See PayPal Balance Terms and Conditions.I'm having an issue with my business debit card being repeatedly declined in the past week. FDIC insurance does not protect you against the failure of PayPal. dollar PayPal Balance funds are eligible for FDIC pass-through insurance up to applicable limits only if you have opened a PayPal Debit Card account, have enrolled in Direct Deposit, or have bought or received cryptocurrency. You will not receive any interest, credit, or other earnings on the funds in your PayPal Balance account. PayPal is not a bank and does not itself take deposits. is the issuer of the Card only and is not responsible for the associated accounts or other products, services, or offers from PayPal. The Card may be used everywhere Mastercard is accepted. The Bancorp Bank, N.A. This is a debit card linked to your PayPal Balance account and is not a credit card. The PayPal Debit Mastercard® is issued by The Bancorp Bank, N.A., pursuant to a license by Mastercard International Incorporated. Mastercard is a registered trademark, and the circles' design is a trademark of Mastercard International Incorporated. There's also no fee to purchase in-stores or online using your PayPal Debit Card, or when you withdraw at MoneyPass ATMs both the ATM surcharge and PayPal fees are waived. Learn more about the fees. There are no annual or monthly fees to own the PayPal Debit Card. Add cash to PayPal in tens of thousands of stores nationwide where cash reloading is supported.Withdraw money from PayPal at ATMs worldwide.Use your funds in PayPal to make purchases in stores or online anywhere Mastercard® is accepted.To shop in-store, add the 16-digit card number to your Google Wallet and tap to pay. Tap the Eye icon located on the PayPal Debit Card and click Copy.You can shop with your card details as soon as you sign up and create your Debit Card pin, even before you get the physical card in the mail. The PayPal Debit Card isn’t a credit card, so no credit check is required. Be an active PayPal member with no open issues in the Resolution Center.Have a PayPal Balance account (no fees to set up an account).To apply for a PayPal Debit Card, click Get The Card on the PayPal Debit Card page, and follow the instructions to request your card.
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